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5 Personal Finance Sites Every Gen Z & Millennial Should Bookmark Now 🧠💸

Written by FreeBudget | Nov 4, 2025 2:19:44 AM

Okay, fellow money-movers, grab your favorite latte (or oat-milk latte, we don’t judge) and let’s chat. The world of personal finance used to come with a ton of jargon, dusty spreadsheets, and let’s be frank... boredom. But newsflash: it doesn’t have to anymore. At FreeBudget we believe budgeting can be free, fun, and totally transparent. We’re here to help you build money confidence, not just check boxes.

So if you’re ready to level up your money game, I pulled together five stellar websites for you: ones that don’t talk down to you, don’t bury you in financial fluff, and absolutely understand what it means to actually live while you budget. Think of them as the cheat codes for your wallet.

1. The Ways To Wealth

Founded by CFP® R.J. Weiss, The Ways To Wealth is all about real talk + actionable advice. Their mission: “make a difference in people’s lives by delivering objective, reliable advice and recommendations that help them make more money, save more money, and invest their money wisely.” The Ways To Wealth+1

Why you’ll love it:

  • Tons of guides like “How to Manage Your Money in Five Simple Steps” that skip the fluff. The Ways To Wealth

  • Honest reviews of tools and side-hustles that feel doable even if you’re riding the gig economy wave.

  • Perfect for folks who want substance + a bit of sass.

Quick take: Bookmark this one and treat it like your “money-life manual”.

2. Millennial Money

 
 

Tagline: “Next level personal finance.” Millennial Money
This site knows that you don’t just want to survive, you want to thrive (and not disappear into spreadsheets for days).

Why you’ll love it:

  • It’s built for the hustle-but-balanced life.

  • Talks about using money (not just tracking it).

  • Feels fresh, not full of boilerplate finance advice from 1995.

Quick take: Ideal when you’re thinking: “Cool. I budget. Now what?”

3. Money Under 30

 

Founded in 2006 by David Weliver because he felt the finance world was ignoring young adults. Wikipedia
The site remains deeply rooted in giving younger folks real tools—not just generic advice.

Why you’ll love it:

  • Focused on your exact age-bracket: debt, first job, building credit, side-hustles.

  • Great for the “help, I just graduated—now what?” phase.

  • No pretense. Just real.

Quick take: Bookmark when you’re in transition... new job, new city, new big adult decision.

4. Family Money Adventure

 

Founded by Kevin Payne, Family Money Adventure takes a refreshingly real-world approach to money. It’s not all spreadsheets and stock charts—it’s about creating a financial plan that supports your actual life: travel, family, fun, and the occasional Target run that somehow costs $200. familymoneyadventure.com

Why you’ll love it:

  • Focuses on balancing living well with spending smart.

  • Covers everything from budgeting and saving to travel hacking and family finance.

  • Written in a conversational, story-driven tone that makes money feel approachable—not intimidating.

Quick take: Perfect for anyone who wants to live richly in every sense of the word—without losing sight of financial goals.

 

5. Better Money Habits (by Bank of America)

 

A little different angle: created by a big bank, yes, but still solid, approachable, and especially relevant for younger folks. Their Gen Z guide is full of “just getting started” stuff. Better Money Habits

Why you’ll love it:

  • Simple, clean, and approachable content (no finance speak required).

  • Great for early careers, first credit cards, first budget.

  • Good bridge between “I’m new” and “I’m serious”.

Quick take: Use this when you want to build good habits before you dive deep.

TL;DR Quick Recap

Site Best For Vibe
The Ways To Wealth Everyone who wants real, actionable advice Practical + no-BS
Millennial Money Living now AND planning ahead Balanced hustle
Money Under 30 Young adult life-stuff Starter adulting
The Balance Deeper finance stuff + upgrades Serious but not boring
Better Money Habits Beginners getting started Friendly + foundational

Why This Matters for You (and FreeBudget)

Because you’re part of the Gen Z/Millennial crowd, here’s some facts to drive it home:

  • Financial literacy is lowest among Gen Z, with many only answering ~39 % of financial-literacy questions correctly. GFLEC

  • Gen Z and Millennials lean heavily on digital and social-media sources for financial information. The Motley Fool+1

  • So guess what? The site you find via a quick Google search, the post you click on Instagram, the blog you skim on your phone, they all matter.
    Thus, bookmarking smart, trustworthy finance websites is one of the best first steps in building a money-smart life.

And at FreeBudget, we believe those habits start with transparency and good tools. Combining these sites with a free budgeting app (hello, that’s us 😉) and a mindset of “let’s talk openly about money”, that’s the magic.

How to Use These Sites With FreeBudget

  1. Start with one goal. Open FreeBudget. Pick one site from above. Read ONE article.

  2. Apply an action. Did the article mention “track your spending first 30 days”? Do it in FreeBudget.

  3. Share with a friend. Slide a link in your group chat. Encourage your circle. Accountability wins.

  4. Loop back each month. Read a new article. Apply a new habit. Incremental wins > big leaps.

Final Thoughts

Choosing the right finance website is like picking the right playlist, you want it to vibe with you. These five hit that vibe for Gen Z and Millennials: smart, approachable, sometimes playful, always actionable. Use them alongside FreeBudget’s free tool and transparent mindset and you’re building something real.

Because at the end of the day: money isn’t just about numbers. It’s about freedom, choices, what you want to do with your life. So let’s build it smart, together.