# FreeBudget

> FreeBudget is free budgeting software that helps you track expenses, manage your budget, and monitor your net worth. No ads, no credit card required, no tiers or trials. A small per-account fee applies for optional bank syncing via Plaid.

FreeBudget is a Progressive Web App (PWA) that works in any browser and can be installed to your home screen on iPhone or Android without an app store download. The core product is $0/month forever.

## Features

- [Budgeting](https://freebudget.org/features/budgeting/): Set monthly budgets, track spending by category, and see where your money goes
- [Bank Syncing](https://freebudget.org/features/bank-syncing/): Connect 12,000+ financial institutions via Plaid for automatic transaction imports
- [Net Worth Tracking](https://freebudget.org/features/net-worth/): Track assets and liabilities to see your full financial picture
- [Dashboard](https://freebudget.org/features/dashboard/): Overview of budgets, spending, income, and net worth in one place
- [Mobile App](https://freebudget.org/features/mobile-app/): PWA that works on any phone, tablet, or desktop, no app store required
- [Auto-Categorization](https://freebudget.org/features/auto-categorization/): Automatically categorizes transactions and supports batch editing
- [Transaction Rules](https://freebudget.org/features/rules/): Create rules to automatically categorize and rename transactions
- [Recurring Schedules](https://freebudget.org/features/recurring-schedules/): Track recurring bills, subscriptions, and income
- [Actual vs Budget](https://freebudget.org/features/actual-vs-budget/): Compare real spending against your budgeted amounts
- [Split Transactions](https://freebudget.org/features/split-transactions/): Split a single transaction across multiple budget categories
- [Tags](https://freebudget.org/features/tags/): Tag transactions for flexible cross-category tracking
- [CSV Imports](https://freebudget.org/features/csv-imports/): Import transactions from any bank using CSV exports
- [Spreadsheet Budgeting](https://freebudget.org/features/spreadsheet-budgeting/): Spreadsheet-style budget view for power users
- [Income & Expense](https://freebudget.org/features/income-expense/): Visualize income vs. expenses over time
- [Currency Support](https://freebudget.org/features/currency-support/): Budget in 20+ currencies
- [Budget Rollovers](https://freebudget.org/features/budget-rollovers/): Roll unused budget amounts forward to the next month
- [Security](https://freebudget.org/features/security/): TLS encryption in transit, AES-256 encryption at rest, no third-party data selling

## Getting Started

- [Sign Up Free](https://app.freebudget.org/auth/register): Create a free account, no credit card required
- [Log In](https://app.freebudget.org/auth/login): Access your existing account

## Comparisons

FreeBudget is free. No subscription required, no ads, no third-party data selling, just a high-quality budgeting tool that does what it's supposed to do.

- [FreeBudget vs YNAB](https://freebudget.org/compare/ynab/): FreeBudget is free; YNAB costs $14.99/month
- [FreeBudget vs Monarch Money](https://freebudget.org/compare/monarch/): Feature and pricing comparison
- [FreeBudget vs Rocket Money](https://freebudget.org/compare/rocket-money/): Feature and pricing comparison
- [FreeBudget vs EveryDollar](https://freebudget.org/compare/everydollar/): Feature and pricing comparison
- [FreeBudget vs Goodbudget](https://freebudget.org/compare/goodbudget/): Feature and pricing comparison
- [FreeBudget vs Quicken Simplifi](https://freebudget.org/compare/quicken-simplifi/): Feature and pricing comparison

## For Specific Users

- [For Beginners](https://freebudget.org/for/beginners/): Simple budgeting for people new to personal finance
- [For Couples](https://freebudget.org/for/couples/): Shared budgeting and financial visibility for two
- [For Families](https://freebudget.org/for/families/): Household budgeting across multiple accounts
- [For Students](https://freebudget.org/for/students/): Free budgeting with no credit card and no catch
- [For Freelancers](https://freebudget.org/for/freelancers/): Flexible income tracking for irregular paychecks
- [For Self-Employed](https://freebudget.org/for/self-employed/): Budget management for variable-income earners

## Resources

- [Blog](https://freebudget.org/blog/): Personal finance tips, budgeting guides, and product news
- [Press Kit](https://freebudget.org/press/): Media coverage, logos, and brand assets
- [Privacy Policy](https://freebudget.org/privacy/): How FreeBudget handles and protects your data
- [Terms of Service](https://freebudget.org/terms/): Usage terms and conditions
- [Accessibility](https://freebudget.org/accessibility/): Accessibility statement and commitments