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Stop Paying For Your Budget.

FreeBudget delivers powerful financial insights, empowering you to make smarter decisions with a simple, user-friendly tool. And the cost? Absolutely nothing.

Our mission is simple: to provide a quality budgeting tool that's free, easy to use, and accessible to everyone—no ads, no data being sold, & no fees.

84%
of people say budgeting helped them get & stay out of debt.
2x
people who use a budget are 2x more likely to save.
93%
of people who use a budget achieve at least one financial goal.
Net Income Chart

Track Your Financial Progress Over Time

Visualize your monthly or yearly Net Income & Net Worth at a glance.

Hover over each period to reveal helpful tooltips and exact amounts — so you can clearly see your financial trends without the guesswork.

Budget vs Actual Fillbars

See How You Stack Up Against Your Budget

Stay on target with fill bars that show your actual income and expenses compared to your budget.

Hover for quick insights and spot overages or savings in seconds — it’s budgeting with clarity, not clutter.

 

Connect Your Bank Account

Securely Connect Your Bank

Easily link your bank and credit card accounts using Plaid — a trusted, secure platform used by millions.

Your transactions sync automatically, so you're always up to date without the manual work.

Budget

Budget Like a Pro

Add your monthly budget amounts in a familiar spreadsheet format.

Use smart shortcuts like “Copy to future months” or “Copy from last month” to save time and stay consistent.

As seen on:

Completely Free—No Catch!

Why pay for a tool that’s supposed to save you money? FreeBudget is 100% free!

$0/ Month

Includes

  • - Automatically categorize transactions
  • - Customizable category tracking
  • - Add unlimited accounts & categories
  • - Set goals by category & time period
  • - Track income, expenses, and net worth
  • - No selling of your data to third parties & No Ads!!!

Frequently asked questions

What makes FreeBudget different?

We genuinely don’t think there’s another budgeting tool out there like FreeBudget. A tool that’s completely free, with no ads, no selling of your data to third parties, and no surprise fees — that’s unheard of.

We’re not claiming to be the fanciest tool out there, but we’re no slouch either… and come on, we’re free. That’s kind of amazing.

Is FreeBudget really free?

Yes — FreeBudget is 100% free to use. There are no ads, no upsells, and no selling of your data to third parties.

The only cost you might encounter is a small fee for securely linking your bank accounts using Plaid. We wish we could cover it ourselves, but it’s a direct charge from the provider — and we don’t upcharge or profit from it at all. It's unfortunate and wasn't our original vision but it simply felt like an essential feature to offer. That said, linking your bank account is totally optional — manual entry and CSV imports are completely free along with everything else.

Is it safe to link my bank account?

Yes — linking your bank account through FreeBudget is handled by Plaid, a trusted service used by major apps like Venmo, Robinhood, and Chime.

When you connect your bank, FreeBudget never sees or stores your login credentials — Plaid handles the connection directly through their bank-grade security protocols. All data is encrypted and securely transmitted. Your credentials never touch our servers, and your data stays private.

If you'd prefer not to link an account, you can always import transactions via CSV or add them manually — no pressure.

How do I connect my bank account?

You can securely link your bank account through Plaid, a trusted service also used by apps like Venmo, Robinhood, & Chime. Just go to the “Accounts” tab , select the "+" button to add an account, and follow the prompts to sync your transactions in real time.

Note: Connecting your bank comes with a small fee, which goes directly to Plaid — the service that enables the secure connection. We wish we could cover that cost ourselves, but we simply can’t — and we don’t upcharge or profit from it at all. We felt it was important to offer this feature for those who want real-time syncing. Manual entry and CSV imports are completely free.

Do I have to connect my bank to use FreeBudget?

Nope! You can manually enter transactions, import them from a CSV file, or use bank syncing — it's completely up to you.

Is my data secure?

Yes — your privacy and security are a top priority at FreeBudget.

All data transferred through FreeBudget is encrypted in transit and at rest, and we never sell or share your personal or financial information with third parties.

Your data is yours — and we’re committed to keeping it that way.

Will FreeBudget stay free?

That’s our hope — and it’s the mission FreeBudget was founded on. We’re committed to always offering a valuable free plan that our users will love.

That said, we operate on a limited budget, and as costs rise, we can’t promise we’ll always be able to cover everything ourselves.

But here’s what we can promise: FreeBudget’s core tools will always be free to use — no subscription required. If we ever add paid features, they’ll be completely optional.

How does FreeBudget make money?

We don’t — FreeBudget is a passion project built to help people manage their finances without ads, upsells, or data harvesting.

Our focus is on creating something genuinely useful first. In the future, we may offer optional premium features to help us cover costs, but the core experience will always remain free.

Can I use FreeBudget on mobile?

Yes! FreeBudget is a Progressive Web App (PWA) — so you can access it from any device and even install it on your phone like a native app.

Just note: FreeBudget won’t appear in the iOS or Android app stores. Instead, you can quickly install it right from your browser:

📱 On iPhone (Safari):

  1. Open freebudget.org in Safari 

  2. Tap the Share icon (square with arrow)

  3. Select “Add to Home Screen”

  4. Tap Add

🤖 On Android (Chrome):

  1. Open freebudget.org in Chrome

  2. Tap the 3-dot menu (top right)

  3. Select “Install app”

  4. Confirm with Install

You’ll now have FreeBudget on your home screen, just like a regular app — with offline access and a full-screen experience.

Can I customize my categories?

Absolutely. You can add unlimited categories, edit the defaults, and tag transactions however you’d like. FreeBudget adapts to your way of tracking.

Can I add unlimited accounts?

Yes! You can add as many bank or credit cards accounts as you’d like — there’s no limit. Whether you’re tracking a single card or managing multiple accounts across banks, FreeBudget gives you the flexibility to handle it all in one place — at no extra cost.

Note: Connecting your bank account to automatically sync transactions comes with a small fee, which goes directly to Plaid — the service that enables the secure connection. We wish we could cover that cost ourselves, but we simply can’t — and we don’t upcharge or profit from it at all. We felt it was important to offer this feature for those who want real-time syncing. Manual entry and CSV imports are always free.

Launching late 2025 – join the waitlist for early access!