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Stop paying for
your budget.

FreeBudget delivers powerful financial insights, empowering you to make smarter decisions with a simple, user-friendly tool. And the cost? Absolutely nothing.

Get Started Free See how it works

No ads · No third party data selling · No tricks

FreeBudget dashboard showing budget tracking, spending categories, and financial overview

0%

say budgeting helped them get & stay out of debt

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more likely to save if you use a budget

0%

achieve at least one financial goal with a budget

As Seen In

Features

Everything you need. Nothing you don't.

Powerful financial tools that feel simple. No bloat, no learning curve.

Automatic Bank Syncing

Automatic Bank Syncing

Connect 12,000+ banks and credit unions via Plaid. A small per-account linking fee applies to help cover our costs. Manual entry and CSV imports are always free.

Smart Budgets

Smart Budgets

Define exactly how much you want to spend in each category. Adjust anytime as your priorities change - your budget, your rules.

Net Income & Net Worth Tracking

Net Income & Net Worth Tracking

See your complete financial picture all in one place, updated automatically.

Income & Expense Breakdown

Income & Expense Breakdown

Visualize exactly where your money comes from and where it goes with clear income vs. expense charts and category breakdowns.

Budget Progress & Insights

Budget Progress & Insights

Set spending limits by category and track progress in real time. Visual breakdowns make it easy to see how you compare.

Security & Privacy

Bank-Level Encryption

TLS in transit, AES-256 at rest

No third party data selling
No ads
No storing credentials
Delete your data anytime
TLS AES-256 Plaid

Private & Secure

Your data is protected with TLS encryption in transit and AES-256 at rest. We never sell your information to third parties or target you with ads.

Product

See it in action

Watch how FreeBudget makes managing your finances effortless.

Works on any device

No credit card required

Custom categories

Our Mission

Why is FreeBudget free?

We believe everyone deserves access to great financial tools, not just people who can afford it.

Budgeting is supposed to help you save money. So it never sat right with us that most budgeting apps require you to spend more of it.

FreeBudget started as a personal project. Our founder wanted a clean, modern budgeting tool without ads, upsells, or hidden tradeoffs. What began as a side project turned into something bigger, a tool built to make financial clarity accessible to everyone.

We don't have investors pushing us to maximize revenue.

We don't run ads.

We don't sell user data to third parties.

Just a high-quality budgeting tool that does what it's supposed to do.

Pricing

Free. Seriously.

No tiers, no trials, just access.

$0 /month

No credit card required

A small per-account fee applies for optional bank linking to help cover our costs.

Unlimited transactions
Unlimited accounts
Unlimited custom categories
Automatic transaction categorization
Batch categorization & editing
Budget tracking
Net worth tracking
CSV imports & exports
High quality dashboard & reports
Mobile (PWA) & desktop
Dark mode
No ads or third party data selling
Get Started Free

How It Works

Ready in 3 minutes

Getting started is ridiculously simple.

1

Create Your Account

Sign up in seconds. No credit card, no commitment.

2

Add Your Accounts

Import transactions via CSV, enter them manually, or link your bank for automatic syncing (small per-account fee).

3

Take Control

Set budgets, track spending, and watch your clarity grow.

FAQ

Got questions?

Here are the ones we hear most.

We genuinely don't think there's another budgeting tool out there like FreeBudget. Completely free to use, with no ads, no selling of your data to third parties, and no upselling - that's unheard of. We're not claiming to be the fanciest tool out there, but we're no slouch either... and come on, we're free. That's kind of amazing.
Yes! FreeBudget's core budgeting, tracking, reporting, and export features are free to use - no ads, no subscription required. The only cost is a small per-account fee if you choose to link your bank accounts, to help cover our costs. Manual accounts and CSV imports are always free.
Absolutely. Bank linking is handled by Plaid, a trusted service used by Venmo, Robinhood, and Chime. FreeBudget never sees or stores your login credentials. Plaid handles the connection directly with bank-grade security. All data is encrypted and your credentials never touch our servers. If you'd prefer not to link, you can always import via CSV or add transactions manually.
Nope! You can manually enter transactions, import them from a CSV file, or use bank syncing. It's completely up to you.
Yes, your privacy and security are a top priority. All data is encrypted in transit and at rest, and we never sell or share your personal or financial information with third parties. Your data is yours, and we're committed to keeping it that way.
FreeBudget's core budgeting tools will always be free, no subscription required. Over time, we plan to introduce optional premium features for users who want more, but the free experience you see today isn't going anywhere.
Right now, we don't! FreeBudget is a passion project. We keep costs low, avoid ads, never sell your data to third parties, and seek to cover our current costs with optional bank linking fees. Over time, we plan to offer optional premium features to sustain the project, but the core budgeting experience will always remain free.
Yes! FreeBudget is a Progressive Web App (PWA), so you can access it from any device and install it on your phone like a native app. On iPhone, open FreeBudget in Safari and tap Share, then Add to Home Screen. On Android, open in Chrome and tap the menu, then Install app.

Ready to take control of your finances?

Join the growing community who've simplified their money with FreeBudget. It takes less than a minute to start.

Get Started Free