FreeBudget Privacy Policy

Effective Date: 1/1/2025
Last Updated: 7/11/2025

This Privacy Policy explains how Budget Social Inc (doing business as “FreeBudget”, referred to as “FreeBudget”, “we”, “our”, or “us”) collects, uses, shares, and protects your personal information when you use our website, app, and services (collectively, the “Service”).

1. Types of Information We Collect

Personal Information: Email address, account credentials, name, address (if provided), and other demographic info.
Financial Information: Data from Plaid and manually entered financial data.
Technical Data: IP address, browser info, device info, cookies, and session tokens.

2. How We Use Your Information

Provide and improve the Service
Enable account creation and secure login
Display budget and financial information
Monitor app performance and usage
Communicate updates and respond to inquiries
Ensure security and prevent fraud

3. Sharing of Information

We do not sell your personal data. We share it only with:

Service providers like Plaid, Google Analytics, and HubSpot
Legal/regulatory authorities if required
In anonymized/aggregated format
Others, only with your explicit consent

4. Plaid Integration

FreeBudget uses Plaid Inc. to securely connect financial accounts. By using this feature, you agree to Plaid’s Privacy Policy. We do not store your credentials. A small fee may apply to cover Plaid's costs — we do not profit from this.

5. Cookies & Tracking

Used for session handling, analytics, and error tracking
Adjust browser settings or use opt-out tools to manage cookies

6. Data Retention & Deletion

Your data is retained while your account is active. Request deletion via the app or by contacting support@freebudget.org.

7. Security

We use encryption, HTTPS, access control, and monitoring. While no system is 100% secure, we continually improve our safeguards.

8. Your Rights

Depending on your location, you may request access, corrections, deletions, or data portability. Contact support@freebudget.org.

9. Children’s Privacy

FreeBudget is not intended for children under 18. We do not knowingly collect data from minors.

10. Changes to This Policy

We may update this Privacy Policy and will reflect changes with a revised "Last Updated" date here.