Income & Expenses
Know where every dollar goes.
See exactly where your money comes from and where it goes. Visual breakdowns, category tracking, and monthly trends, all free.
Understand your cash flow
A clear picture of your income and expenses makes better financial decisions effortless.
You earn money and you spend money. Sounds simple, but most people have no idea how those two numbers actually compare each month. They check their bank balance, see a number, and hope it is enough. That is not a financial plan.
FreeBudget gives you a clear, visual breakdown of your income and expenses. Every dollar that comes in gets tracked. Every dollar that goes out gets categorized. At the end of the month, you know exactly how much you earned, how much you spent, and how much is left.
The monthly trend view lets you compare your spending over time. You might notice that your grocery bill spikes in December, or that your entertainment spending crept up over the last three months. These patterns are invisible when you are just looking at a bank balance, but they become obvious when you have the data in front of you.
Everything is automatic if you link your accounts, or you can enter transactions manually. Either way, the reports are there whenever you need them, and you can export the data as a CSV for tax season or sharing with a financial advisor.
Tools for clarity
Visual Breakdown
See your income and expenses in clear, intuitive charts that make it easy to understand where your money goes.
Income Tracking
Track all your income sources: salary, freelance, side hustles, gifts. Know exactly what you are working with each month.
Expense Categories
Automatically categorize expenses into housing, food, transport, entertainment, and more for a complete picture.
Monthly Trends
Compare your spending month-over-month to spot patterns, seasonal changes, and areas for improvement.
Net Income at a Glance
Instantly see what is left after expenses so you always know how much you can save or invest.
Export Your Data
Download your full income & expense history as a CSV for advanced analysis, or create polished PDF reports to share with advisors and planners.
Frequently asked questions
How does FreeBudget track my income?
If you link your bank accounts, FreeBudget automatically detects deposits and categorizes them as income. You can also add income transactions manually or import them via CSV. All income sources are combined to give you a clear monthly total.
Can I see my spending by category?
Yes. FreeBudget breaks down your expenses into categories like housing, food, transportation, entertainment, and more. You can also create custom categories. The visual breakdown makes it easy to spot which areas take up the most of your budget.
What is the difference between this and the budgeting feature?
The budgeting feature is about planning: setting limits and tracking against them. The income and expense breakdown is about understanding: seeing what actually happened with your money over time. One helps you plan ahead, the other helps you look back and learn.
Can I export my data for taxes?
Yes. You can download your income and expense data as CSV files at any time. This is useful for tax preparation, sharing with a financial advisor, or simply keeping your own records.
Ready to take control of your finances?
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