Net Worth
Your complete financial picture.
Track income vs expenses, see your net worth trend over time, and understand exactly where you stand financially.
Know your numbers
Everything you need to track your financial health in one dashboard.
Budgeting tells you where your money went this month. Net worth tells you where your money has taken you over your lifetime. Both matter, and FreeBudget tracks both.
Your net worth tracking brings together every account you have: checking, savings, credit cards, loans, investments, even manually entered assets like your home or car. It helps you see your total financial position, and tracks how it changes over time.
Most budgeting apps charge a premium for net worth tracking. In FreeBudget, it is included for free. You can see your complete financial picture without paying a monthly subscription.
See the full picture
Trend Tracking
Track your net worth over weeks, months, or years. See the trajectory of your financial health at a glance.
All Accounts in One Place
Checking, savings, credit cards, loans, and investments. See everything combined into a single net worth number.
Assets & Liabilities
Separate views for what you own and what you owe, so you can focus on growing the gap between them.
PDF & CSV Exports
Download your full net worth history as a CSV for advanced analysis, or create polished PDF reports to share with advisors and planners.
Automatic Updates
Your net worth updates automatically as bank balances change. No manual number crunching required.
Manual Account Tracking
Add assets and liabilities that are not connected to a bank, like real estate, vehicles, or private investments. Keep your full net worth complete.
Frequently asked questions
What is net worth and why does it matter?
Net worth is the total value of everything you own (assets) minus everything you owe (liabilities). It is the single best measure of your overall financial health. Tracking it over time shows you whether you are moving in the right direction financially, regardless of how much you earn.
How does FreeBudget calculate my net worth?
FreeBudget adds up the balances of all your asset accounts (checking, savings, investments, property values) and subtracts all your liability accounts (credit cards, loans, mortgages). If you have linked your bank accounts, these balances update automatically.
Can I add accounts that are not linked to a bank?
Yes. You can manually add any asset or liability with a custom value. This is useful for tracking things like your home value, a car, student loans, or any account you do not want to link through Plaid.
How is this different from the budgeting feature?
Budgeting focuses on your monthly spending: how much you planned to spend vs how much you actually spent. Net worth is the bigger picture: your total financial position across all assets and debts. Together, they give you a complete view of your finances.
Ready to take control of your finances?
Join the growing community who've simplified their money with FreeBudget. It takes less than a minute to start.