For the Self-Employed
Budget around income that is never the same.
Track irregular income, separate business and personal spending, and plan for estimated taxes. All completely free.
When you work for yourself, budgeting is harder because your income does not arrive in neat, predictable paychecks. One month you might earn twice your average. The next month might be slow. Most budgeting apps are designed for people with steady salaries, and they break down when your income fluctuates.
FreeBudget works the way self-employment actually works. Track your income as it arrives, categorize business and personal expenses separately, and budget based on what you actually have, not what you hope to earn. The income vs expenses view shows you exactly where you stand each month.
At tax time, you can export your transactions by category. Hand your accountant a clean CSV of all your business expenses, sorted and categorized. No more digging through bank statements trying to remember which charges were business-related.
Built for how self-employment actually works
Separate Business & Personal
Link both business and personal accounts. Create custom categories for each so you always know which dollars are which.
Track Irregular Income
Self-employment income is rarely the same each month. See your income trends over time and budget based on what actually comes in.
Monitor Business Expenses
Tag business expenses by category like software, supplies, travel, and meals. Useful for tax time and understanding overhead.
Export for Tax Prep
Download your transactions as CSV or PDF reports. Hand them to your accountant or use them for your own tax filing.
Plan for Estimated Taxes
Set aside money each month for quarterly estimated tax payments. Never scramble to find tax money at the last minute.
Completely Free
No monthly subscription. No per-user charges. FreeBudget is free for self-employed individuals, just like everyone else.
Take control of your self-employed finances
Stop guessing where your money goes. FreeBudget gives you clarity and control over both your business and personal finances, completely free.
Start for FreeReady to take control of your finances?
Join the growing community who've simplified their money with FreeBudget. It takes less than a minute to start.